Motor Home Insurance in Texas

Owning a motorhome is a luxury. Also, it's an investment. You've put time and money into purchasing an RV, camper, or travel trailer, and you want to protect that investment. A motorhome insurance policy allows you to enjoy your motorhome, knowing that it's covered in the event of damage.

Does My Motorhome Have to Be Covered?

Yes, it's drivable on its own. Texas requires all vehicles on its roads to carry the minimum liability coverage. Liability coverage covers you if you are at fault in an accident. It covers both bodily injury and property damage you cause to others.

Is Liability Coverage Enough?

While liability provides you with coverage for accidents you cause, that may not be enough coverage. For example, liability coverage doesn't cover your personal belongings inside your motorhome. Therefore, you would need additional coverage. RV insurance provides this additional coverage.

Additional coverage may include:

• Companion auto coverage - This covers both your RV and any vehicle that you tow behind it
• Personal attachment coverage - Covers the items you add to your RV like awnings or satellite dishes to make it feel more like home.
• Fulltimer's coverage - If your motorhome is your full-time home
• Total loss replacement

Coverage for a Motorhome Goes Beyond Covering a Vehicle

As you can see, there's so much more to consider than just liability when you own a motorhome.

For a motorhome owner, it's more than just a recreational vehicle. It's the sense of adventure. With one, you can leave home and hit the open road. Plus, for some of you, it's your home. You pack up and take it home with you wherever you are. In either case, you've invested heavily in your motorhome. Therefore, you want to get the right insurance coverage for your motorhome.

Give us a call at Christian Insurance Agency in Magnolia, TX to learn more about the protection that motorhome insurance can provide your motorhome in Texas.