Have you dreamed of exploring North and South America in your motorhome once you retire from working? If so, consult with Christian Insurance Agency before you sell your Magnolia, TX home and embark on your great adventure because your typical RV/motorhome policy doesn’t provide the needed coverage.
Motorhome Insurance
Your typical motorhome policy provides essential liability coverage that meets or exceeds state legal requirements. This coverage includes bodily injury liability, death liability, and property damage liability. It protects everyone with whom you may come into contact, paying for damages if you cause an accident.
Full-timer’s Policies Provide Enhanced Coverage
When the owner resides in the vehicle, they need full-time coverage. A full-timer’s motorhome policy covers the RV at a higher level of liability insurance and adds personal property insurance. It also covers your investment in your RV by including comprehensive and collision insurance. This means your insurance covers damage to your motorhome even if you inadvertently cause it in a single-vehicle accident. (Insurance never covers intentional damage by the owner.)
Also, consider adding medical payment coverage and roadside assistance. A motorhome policy may not automatically come with these types of coverage, but it’s well worth adding them. Medical payments cover your injuries and those of your passengers, regardless of who causes an accident. Roadside assistance sends help when your vehicle breaks down, a tire goes flat, or you lock yourself out of your motorhome.
Contact Us Today
Contact Christian Insurance Agency today to update your motorhome policy before you hit the road on your post-retirement adventure. Let us know when you decide to make your motorhome into your permanent Magnolia, TX home. We’ll help you obtain the right coverage so you drive well-protected.