My Account
Typical home insurance doesn’t provide coverage for floods. However, the National Flood Insurance Program (NFIP) is available for homeowners who want to protect their homes against flood damage. This program aims to reduce the impact of floods and assist homeowners in rebuilding after a covered event.
At Christian Insurance Agency, servicing Magnolia, TX, we can assist our customers in finding flood insurance through this program. Here’s what you need to know.
What Is the NFIP?
NFIP insurance is a separate policy from home insurance meant to cover damage caused by floods. The NFIP operates under FEMA and is administered in partnership with the insurance industry to provide homeowners the option to insure themselves against flood damage.
Who Needs Flood Insurance?
Almost anyone can benefit from having flood insurance, even if their area isn’t high-risk. Disasters happen, and when they do, flood insurance is there.
If you have a mortgage and live in a high-risk area, your mortgage lender may require you to have flood insurance. If you don’t, your mortgage lender may impose it upon you at a higher cost.
You may also be required to have flood insurance if you’ve received federal disaster assistance in the past and want to be eligible for future assistance.
How Can I Get Flood Insurance?
Christian Insurance Agency, servicing Magnolia, TX, can help you get flood insurance. We aid homeowners and business owners in obtaining the insurance they need and are eager to help you as well. Call us today to speak with one of our knowledgeable experts and learn more about flood insurance.