Here at Christian Insurance Agency, an independent insurance agency based in Texas, we offer all kinds of insurance services for our customers and clients. Our policies are based on the principle of trust and faith and we intend to meet the expectations of the client in whatever we do. We know that insurance might be a serious issue for most of you, and therefore we stand by you every step of the way. We make it a point to get only the best deals for our clients, which will provide maximum coverage in case of disasters or damage to the insured cars or properties. We have no hidden policies or interest rates and insist on maintaining open and free communication with our customers. Our services are –
Home owners insurance is also known as hazard insurance or plain home insurance. It is property insurance which will cover only private residences. If you own a home, then you are eligible for home owners insurance. There might be situations where your house is damaged, say in natural disasters or a fire that started in your very own home. You will be requiring home insurance to cover this tremendous loss. Home owners insurance also covers the objects and possessions inside the house. If in a natural disaster, the house with its belongings are destroyed or damaged, then that is going to be covered by your insurance company. Based on your policy, we also provide liability coverage. In case there is an accident like a fire started because of a mistake on the part of the homeowner himself, liability coverage will be helpful.
There are many factors that go into deciding how much the insurance policy will actually cover. After any kind of such accident, the damage and losses caused by the incident are evaluated by an insurance agent sent by our company. The professional home insurance agent investigates and decides how much comes under the policy that the client had received while getting his home insured.
Auto insurance is also commonly known as motor insurance or car insurance. Cars are valuable objects, and thus need to be insured. Another reason behind insuring them is that cars are prone to damage due to accidents and other causes. Every time you take your car out, you never know when you might have an accident. Even a bump against another car or a scratch will end up damaging your car. These are unpredictable and come unannounced. That is why you need motor insurance. Traffic collisions are the most common causes of damage to car. Another important reason is theft. If your care gets stolen, it would mean a huge loss, unless your car is insured. We offer flexible and reliable car insurance deals and we also tell you about each aspect in the deals. In many places, it is essential to have auto insurance before even getting a car.
As an auto insurance agency in Texas region, it is our duty to make sure you get the best deals when it comes to car insurance. How much is covered by your insurance will only depend upon the policy you get while getting insured. Like home insurance, in case of mishaps, insurance agents will carry out a thorough investigation so as to rule out any kind of foul play and after their recommendation, the insurance is granted by our company.
Any kind of business will require some sort of vehicle as a mode of transport. Small, medium and big businesses – all require modes of transport. And as has been mentioned already, any vehicle is prone to all kinds of damage, and theft as well. If it is vehicle that is being used for commercial purposes, then it will be used on a regular basis, more than private vehicles. As a result, it would be even more risky to go out in a commercial vehicle that is not insured.
Hence, you should examine our policy for commercial automobile owners having small businesses and take advantage of it. It is a kind of insurance that is custom made for people who need automobiles for smooth functioning of their business. We take into consideration all the demands of our customers, and then provide small business commercial auto insurance. We cover all aspects in the deals that we offer. The process of providing coverage is the same as other insurance policies. In case of damage due to any kind of incident, be it accident or something like theft, the insured automobile is first inspected and then it is decided if coverage will be provided and how much of it will be provided.
Whether someone is starting a new business or carrying forward an old one, there are certain risks to which the businessman is always exposed. He might safeguard his business against the same by the following manners:
Business insurance coverage in Texas region is packed together and is referred as Business Owners Policy or BOP. Additional coverage in BOP includes:
There are multiple factors that influence the cost of business insurance. They include-
Floods are one of the worst types of natural disasters as they bring about widespread destruction of life and property, on a mass scale. For people in areas prone to floods, it is imperative to have some kind of flood insurance. Flood insurance is specifically for damage caused due to floods, as the name suggests. If you have a home or some property in an area where floods are pretty common, you must get flood insurance. We offer reliable and good deals on flood insurance. First we locate the risk factors and find out what are the chances of the area being subjected to a flood. There are many areas in Texas, Oklahoma, Louisiana, Dallas, Austin or Houston which are prone to floods. But it must be remembered, that even areas that are not prone to floods might get flooded due to specific reasons like hurricanes and incessant rain.
Floods have an adverse effect especially in rural areas or suburbs. So if you think your home and property might be in danger due to floods, you can contact us for great deals in flood insurance which will come in handy in case there is a flood. In the case of a food, the damage caused will be inspected and the coverage that you will be receiving will be decided based on that inspection.
In a business where nature has a great role to play in determining the yield and profitability, the level of risk involved cannot be undermined. Agricultural business comes with a log of baggage. Just a single catastrophic downpour can wipe away years of hard work that went into preparing the platform for cultivation. Thus getting an agricultural insurance cover is of foremost importance for people who have taken this up as their mode of bread and butter.
The agricultural insurance agency in Texas has come up with some genius solutions for safeguarding agricultural products like sesame, soybeans, peanuts, potatoes etc.
Multi-Peril Crop Insurance
Such types of insurance policies have to be purchased before actual plantation of crops take place and offer protection against all natural disasters like flood, drought, snowfall, excessive moisture etc.
Crop Hail Insurance
This form of insurance provides coverage to farmers when they have not yet harvested their crops which are still lying in the open field. This insurance mostly protects against loss of crop due to hail storm as well as fire casualty, vandalism, lightning, wind and malicious mischief in some cases. Our insurance professionals based out of New York compare various agencies so that they can suggest our policyholders with the best in class product at affordable prices.
These are a few services that Christian Insurance Agency provides to it’s customers. Apart from that, we also provide competitive benefits and privileges to our customers.