Either you are running a small business or going to start a new one, it always revolves in your mind to take it to the zenith without any hurdles in its path. A small business insurance is a must-have element for your small business. Before the inception of your small business, you must take some right yet important decisions regarding financial security, getting an insurance policy for your business is the best decision you can take.
The best way to protect your small business is to get it insured by the best small business insurance provider. Christian Insurance Agency is dedicated to providing you their best services to safeguard your business by choosing the optimum option for a small business insurance policy for you. If we go on looking at the statistics of 2015, we will find the 98.6% of businesses in Texas and its counties like Houston, The Woodlands, Angleton, Conroe, Fort Worth, and Dallas are a small scale.
You may find several of options for small business insurance in Texas, which is tailored to cater the need of every size of small businesses. Protect your small business with business property insurance, general liability insurance, and other commercial insurance that can meet your company’s needs.
Small business insurance in Texas – helps you to protect your company’s property and safeguards you against liability claims. The business owner’s insurance is a combination of three types of insurance namely – Business property insurance, General liability insurance, and Business income insurance.
Business property insurance – Helps to protect the physical location of your business or leases, property such as inventory, tools, and equipment.
General liability Insurance – Helps to protect your business from property damage, bodily injury or any advertising injury claims made against your company.
Business income insurance – Helps to replace income when you are not able to run it due to covered losses like theft or fire.
Small business insurance – helps to survive and flourish during its difficult phase. It is a great help during your toughest time and also covers the costs of liability claims and property damage. With your growing small business, you may need other insurance like Worker’s compensation insurance and commercial auto insurance.
Worker’s compensation insurance – If you have a good number of employees in your company, then this insurance will help you to provide benefits to your employees if any mishaps or accident that is associated with their work.
Commercial auto insurance – If you use vehicles for work, then you can add commercial auto insurance policy.
Definitely, you may need a liability insurance for your small business. Liability insurance comes in many different forms to cater the need of every size of small business. There are two most popular liability insurances are a General Liability and Professional Liability.
General Liability Insurance – This will help you to cover bodily injuries accidents and property damages. It will also help you to cover the damage made to the property because of your business. For an example, suppose a customer accidentally get injured in your company and claims for the medical treatment, at that time general liability insurance will give you some relief.
Professional Liability Insurance – Help to cover the costs of errors done by a clerk in your company or business. This includes both the mistakes made by the owners and the employees.
Christian Insurance Agency is highly dedicated to providing the best and professional services to the customers by choosing the right and appropriate small business insurance in Texas to cater all the needs. We are always there for your small business to make it ever-growing and flourishing.
All you have to do is just fill a quick form and we will get in touch soon. Or, you can call us at 281.789.4070